
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them?
If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make sure you’re being
It’s challenging buying property. It’s tough scraping together a deposit, it’s not easy dragging yourself to one open-for-inspection after another (especially if you’ve been doing
Understanding your retirement income options How you organise your retirement income streams can make a huge difference to your quality of life. Here are some
Our emotions colour every aspect of our lives including our financial lives. Recognising how emotions can influence your financial decision making puts your rational side
Bonds can provide a stable source of income and can protect the money you invest. They are considered less risky than growth assets like shares
If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with
Here’s what you can do to help you make the right choices and enjoy your retirement. Three common income shrinkers and how you can avoid
Can you imagine living mortgage-free? For many homeowners, mortgage repayments represent a large part of their salary and many years of hard work, with the
Overview If your relationship with your spouse ends, you should be aware of what can happen to the super entitlements of you both. The Family
Level 13, 3 Spring St, Sydney NSW 2000
PO Box 4191, Balgowlah Heights NSW 2093
Mon - Fri: 9am - 5pm
Sat - Sun: Closed
Bluegum Wealth Pty Ltd ABN 39 155 386 744, trading as Bluegum Wealth Financial Services Pty Ltd, Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 AFSL 230323.
Offices at Suite 3, Level 8, 309 Kent St Sydney NSW 2000.
Any advice on this site is general in nature only and has not been tailored to your personal objectives, financial situation and needs. Please seek personal advice prior to acting on this information. Any advice on this website has been prepared without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs.